Chris Walsh (chris_walsh) wrote,
Chris Walsh

Money, money, money, money, money, money, money, money, moneeeeeeeeey

While I was out today — driving to Moreland/Sellwood, stopping at the library, walking around the neighborhood's antique shop district and people-watching — I stopped at a branch of my bank. For maybe the first time in my life, I deposited not a check but cash: the bulk of my August tips from work. I'd come up with a cunning plan: save up that money to, eventually, do something with it, and why not put it in my savings account? Then it could do a little work itself and help me get those little bits of interest while I decide what, perhaps, to do with it later.

Satisfied with watching an ATM swallow those $5, $10, and $20 bills* and tell me exactly (and correctly!) how much that was, I continued on my day out, got home, and went online to where I could do an electronic transfer of those funds from my bank to my credit union.

I couldn't, turns out.

I think I know why it didn't work, and it's probably related to the credit card balance I have with my credit union — don't worry, I'm working on paying down that, it's manageable and I accept that I have a balance to pay — but I also didn't want that tip money to stay in my main account that I use most often. So I wrote a check to my credit union for that same amount and mailed it off. My tip money will go where I want it to go.

Am I more of an adult now? I got excited about financial transactions.

* Once so far, a few months ago, a customer tipped me a $50 bill.**

** I wound up not saving the many $1 bills I'd gotten; I decided at one point this that it made more sense to add those to my pocket change. Meanwhile, I'm working to be a better tipper of other people, and having cash to do so helps...

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